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If I remember correctly you need just under $2000 the day you first see the rent notice to be able to get to $10000 by the end of the month.
Since this is techincally the second time she hasn't paid her bill on time, she gets evicted on February of the next year. The game "ends" no matter before this though so this affects you in no way. By getting evicted you are automatically locked out of every and all "good" ending and are stuck with the cozy hell "bad" ending.
If you want some advice if you still have some days left before the bill, try serving bigger drinks and if the client gives you options to choose from, always choose the more expensive drink.
Ain't "Cozy Hell" when you fail to pay the rent? When you fail to pay the electricity bill, the just shut of your electricity.
Of course what I read could very well be wrong or patched out since I never bothered to test it's validity
Along with this, it also permanently removes power from her apartment. Cosmetically all this means is that the lights are off for the rest of the run. Mechanically, she can still use her phone since it's a mobile device so the only real downside is it stops you from playing Warrior Jullian minigame until the next playthrough.
If you don't need/want to play that then the consequence is negligible because you get to keep however much money you did have and it only distracts her for the following day, no others.