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If you have a good working line and the income is higher then the costs everything is fine.
However, they quickly haul their price back in and start turning a nice profit quite quickly, even in the early game.
The trick to this, I believe, is not to be afraid to rack up your bank loan (If you are playing for the No loan achievement, move onto the next post ((grins)))
As has been said in other posts. Unlike a lot of other games of this type maxing out your loan does no leave you with crippling repayment systems.
The current game that I have running started out with two cities and just hauling passengers between them with 4 x 8 car trains and a very comprehensive bus system in each town I ended up with about 8 mil in loans, but this was paid off after five years.
I then reloaned to the sum of 7 mil and have just put in a crude/fuel line to both cities, again with road support.
I expect to have that repaid within the next year which will have made it three years total.
Then I will plan my next expansion.
Me I only upgrade trains that are really worth it.
By example. I've been waiting for the new train in 1914 before changing.
I'm not at home so I have to go from memory, but I think I'm in the 1890s and have thirteen passenger trains, eight freight trains. Mostly Moguls, but I still have a few Consolidations running. No debt left at all. The passenger trains all use 4-5 Clerestory cars, and the freight trains are all crude/fuel tankers hauling (depending on the line) between 50-something and 98-or-so units of cargo. (My busiest single freight line is three Moguls with 98 capacity hauling crude oil between the oil well and the refinery.)
If so i have to disagree. In Transport Fever a railway station (2 platforms, 160m each) costs around 200k while one simple two axle cargo waggon costs 600-800k.
That is just a ridiculous relation as constructing a real station would cost the same as several hundreds of such waggons.
I could continue this comparison with other ship/train/truck costs that have no relation to real costs.
Prices are junk here.
Only if buildings have massive maintenance cost. But any depo has zero (yes, the 0 ) maintenance cost.