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However other tricks to maximising your gold involve having at least 1 character with thievery, you can pick the pockets of vendors and steal the skillbooks you need as well as good items and gold, that said you can only pickpocket a certain ammount (determined either by gold value or item weight, whichever bar fills up first) and you can only pickpocket each NPC once with each individual character, if you have 2 characters in your party with thievery then you can double dip but that is up to you.
Other trick is to look out for junk items that sell for quite a bit, gold cups and paintings sell for quite a lot (however as far as I can tell the paintings on the starting ship dont sell for anything), weapons and armour sell for a bit so sell what you cant use.
I take it you must be fairly early in the game so you probably wont be able to get all the skillbooks you want at your current state, just do a few quests and level up a bit, loot what you can and soon you should have enough for a more fleshed out arsenal.
2. make sure the follower who gets reputation 100 has bartering maximized.
3. i the future simply purchase/sell from him primarily and you will earn a ton more gold.
note: you should also have ur primary looting character maximize luck as you often find gold in empty boxes then or even gear.