The Guild II: Renaissance

The Guild II: Renaissance

MonotoneGuy Dec 30, 2014 @ 5:25pm
How do I get a loan?
I can't figure out how to borrow money at the start of a game. I've tried visiting either the pawn broker, money lender or bank (depending on what the map is). When I'm inside the building I have the green option to view loans, however this always brings up a window with "no more offers" and "no loans". Does anyone know how I can get a loan at the start of the game to avoid the early grind?

For reference, I've tried this when the building is unowned, owned by some npc (like a maigstrate or yeoman), or owned by the member of another dynasty. I'm also using the new 4.20 patch, and playing on dynasty mode.
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Showing 1-9 of 9 comments
Mark Dec 30, 2014 @ 5:33pm 
As far as i know, with the current patch bug of 4.20 (as u discribed yourself) its not possible to get a loan.
CielCat <3 Dec 31, 2014 @ 12:59am 
I added it to the bugtracker...
kRIEG_elf Dec 31, 2014 @ 3:11am 
But you get loans in the guild house, not in the bank/pawn broker. If you can get loans from there, I've never noticed :D
Last edited by kRIEG_elf; Dec 31, 2014 @ 3:12am
Mark Dec 31, 2014 @ 3:19am 
Originally posted by Aoyagi Aichou:
But you get loans in the guild house, not in the bank/pawn broker. If you can get loans from there, I've never noticed :D

Thats how patch 4.17b works. It has changed in 4.20. The guild hall does not supply loans anymore with the aim to make banking (as player) viable.
Last edited by Mark; Dec 31, 2014 @ 3:22am
MonotoneGuy Dec 31, 2014 @ 4:45am 
I also tried at the guild housem, but no loan options popped up. I tried before entering the guild house, after entering, and after being elected to a guild position.

The AI pawnbrokers do seem to produce the coin items/resources, they just don't offer any loans. For now, I've just edited the config to give some more starting money, since this almost as good as extra money from a loan.
Lammiwinks Jan 12, 2015 @ 7:37pm 
It's broken. Seems the AI don't tell their staff to 'Provide Credits', therefore they aren't offering loans, just making coins.
Team Triss Feb 27, 2015 @ 5:57pm 
Does the AI ever pay back loans? I feel like more people keep borrowing and no one has paid a loan back yet.

Then again, it's a very small map (Bremerhaven)
SlicedAndDiced Feb 28, 2015 @ 1:15pm 
I think you get loans from you House now.
ioudas May 22, 2015 @ 9:52pm 
I checked the AI script which makes the money lender employees start "offering credit" and there are several conditions to be met before they do so. For me the one not met was:

if not GetSettlement("SIM","City") then
return 0
end

My settlement is not city yet...
The script is at: \Scripts\AI\Bankhouse\bank_SetOfferCredit.lua
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Date Posted: Dec 30, 2014 @ 5:25pm
Posts: 9