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So no you cant use EU payment option on NA account.
The next best thing you can do is buy a digital NA game time card for your friend.
Amazon or directly from SE are your best options.
https://www.amazon.com/Final-Fantasy-XIV-Online-Time/dp/B00O15486W/ref=sr_1_1?ie=UTF8&qid=♥♥♥♥844211&sr=8-1&keywords=ff14+game+time
https://store.na.square-enix.com/product/282175/final-fantasy-xiv-a-realm-reborn-60-day-game-time-card-download
Does this mean that I can jut buy a Paysafecard for him to activate on his steam wallet then? Because that would solve the problem too.