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It should actually tell you on the Store page which account region you need, in the orange Notice rectangle:
The PAL version of FINAL FANTASY® XIV: A Realm Reborn™ will require a European & other Regions Square Enix Account to play.
Not true at all. You can play on any server no matter what account region you have (only exceptions are Korean and Chinese versions/servers).
But that doesnt stop you from choosing datacenter in-game different from your key region. Restrictions apply only on key redeeming.