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Some players use it. It's not for me though.
I'm getting a sense of deja vu here. I'm sure this was discussed recently.
Banked cash in the treasury at the start is all that matters.
Nonsense.
I have not used Leased Land and currently have about 100,000 banked with all my armies built. I have even turned taxation to low as the cash is coming in faster than I can spend it.
The low taxation also helps with happiness in conquered provinces as I take out the rest of Japan.
Sure and you can go from paycheck to paycheck trying to save pennies for buildings/upgrades if you want. Investing say 4 or 5 land leases (that's probably the max your going to get if you care about honor and to use most effectively at start) into infrastructure that's a big deal, would give food + gold then you have the the food and gold for market upgrades, it essentially speeds everything up. Not to mentioned the possibilty of using the banked income to bribe for a big tempo swing in a war. What about paying for trade fleets with protection that's also probably a good way to use the gold aswell. wIth Otomo you won't be missing the way to many recruitment buildings that samurai have and can just mass recruit matchlocks with the event from nanban port to defend forts/castles with some Ashigaru.
Being that I do know what I'm doing that makes this choice a non-starter I've completely ignored with zero consequence.
Yo bruh I heard you like making money,
so we put this building in to give you money,
so you can money while you money...
Well the honor is easily countered, there's atleast 4 ways of getting honor so that's completely off the table - early game its far better to have banked amount money in the treasury for various reasons(tahts the same for every TW I have played anyway), but in this TW building upgrades even infrastructure are particularly expensive AF.
Whatever are you on about ?
I have 10 trade ships with a bow kobaya to guard them on 5 of the six trade nodes. I don't have the 6th because I can't be bothered to sail to the far end of Japan, I'll take it when I get there.
I had 200,000koku, spent 100,000 recruiting my armies, I am on minimum taxation and still making more money than I can spend.
There is no building that I cannot afford.
I don't need money for bribing. My Metsukes are in towns raking in the cash.
I had a few Matchlocks to defend Buzen whilst turtling and waiting for research bu tthey are not good enough for the main armies which have Portuguese Tercos, Naginata Samurai, Katana Samurai and Donderbuss cavalry. They are invincible.
With a brace of level 6 ninjas to lead the way I will breeze through the island.