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It's a cheat program that allows you to set how much money you have.
In single player you're fine using Art Money. Multiplayer is where you'll get into trouble...presumably...i don't play multiplayer so i don't know.
Yeah i've played around with it before. No you don't have to be in offline mode...i never was.
So you're good. Online or offline.
I'm not really sure exactly what you're asking so i apologize for guessing.
1) Open your game; online or offline does not matter.
2) Open ArtMoney
3) Use ArtMoney
4) Close ArtMoney
5) Play your game with new money.