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And yet here you are. Posting multiple days in a row to tell us all how much you don't care.
Then after awhile, you decided to purchase the month again (if you bought it here, you would now know that you would be charged again for the next month, since that's what happened last time) but you forgot about it with the "intention" to cancel. Ok, but that's on you. If forget to cancel or suspend my internet and utilities when I travel, those companies are not going to refund me all that money because, oops, i forgot, but I really wanted to do it. That's on you.
You knew the second time what would happen, and forgetting and not canceling properly was on you. First time mistake and forgivable as a learning experience. Second time...well...ya get banned I guess.
steam grants refunds even without any reasoning. they are just nice.
if you dont abuse the system you always get a refund..
and its not about the subscription. if you chargeback stuff via steam (steam will agree like always) the dev of the game can and will probably ban you.
this would happen in new world, too, if you buy some cosmetics and chargeback the stuff later.
ofc if you contacted zos support, explained your standpoint and yada yada i would expect some form of an accommodating response, too.
but if they dont want to unban you, because of this, its bad luck for you i guess.
general rule:
never charge stuff back, if you want to continue playing a game.
You are not entitled to go back on a financial agreement. No idea where you pulled the idea out that you are.