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The expansion of those 2 spaces using crowns is pay to reduce grind, not P2W. However, if you want to go beyond the max you can do w gold,there are options for further space:
- 2 non-combat pets are available that give you 5 inventory spaces per pet in your server, which benefit all your characters in that server w/o even have to equip either.
- ESO+ subscription doubles your total bank space and your total housing slots at all homes (so you can put more decorations at each home you own and declutter your inventory/bank/chest from excess decorations while doing more in your homes). Also, ESO+ give access to the fabulous craftbag, which is infinite space for crafting mats.
The chests I just mentioned can be obtained either w Tel Var Stones (drops from Imperial City), Writ Vouchers (special currency to farm as a master crafter), or with crowns. There are 8, and you get 1 free while growing to 50. 4 will hv 60 spaces each, and another 4 will have 30 spaces each (including the one you get free).
If you ever get to craft as supposed to, you may never have enough space for anything w/o ESO+. Those who refuse to craft--until they realize their wrong--may not suffer as much for lack of space, but still not an easy life at ESO.
I know all that space is never enough, but a large part of them doesn't require crowns to obtain. Hope this helps.
Personally I filled my account with mule characters back when I was still playing without ESO Plus. 140 inventory slots per character just with bag upgrades, 200 slots if you keep it going for long enough to max out the mount inventory. That's like 7-17 bonus banks depending on how many character slots you have. But shifting items around to your mules and back _does_ get tedious, and ESO clearly wants you to just buy a subscription instead.
As Psyringe pointed out - Storage Mules are the way to go initially. I played ESO for 1 year without Subscribing, Using 3 Storage mules on my single account. (You are allowed 8 toons to start with - so plenty of space)
Second - you really don;t need to save anything at low levels - all the gear and items are mostly throw away. Either use it, deconstruct it, research it, or sell it to a merchant or through a guild trader.
There are a few things worth saving - mostly raw materials... ugh.. that are the real storage issue. But i loaded them into my bank then pull them into different storage toons. Once you have a stack or so of each - consider selling for coin - raw materials sell very well and some for crazy high prices.
Once you hit Level 50 CP 160 - and start hoarding gear - your needs will increase dramatically.
You can also craft Master Writs to get points (Master Writ Vouchers) that allow you to buy in-game storage chests (for another 300 slots). This is where i keep my set gear.
So, ESO has provided options to handle inventory without subscribing.
this is your answer OP.
yes, place your mules near the bank then transfer what you need via bank storage.
Make an alt.
All characters on the same account have the same bank, but each character has their own inventory. Simply make an alt, visit any bank with them, pick out the 60 items you simply must hoard and place them in said alt's inventory. Just don't call your argonian mule "Holds-my-Furniture", because that one's mine.
Yes, inventory can be a pain and it's expensive when you're first starting out to expand your inventory and bank space, as the price continues to rise with with each expansion, and you will wind up putting in a lot of time to making gold to expand your capacity. This really was done intentionally to really push ESO+. It's their way of pushing back at us for pushing so hard against their original pay-to-play model they were forced to abandon. They reasoned if they couldn't suck people in via pay-to-play, they'd come up with a new punishing strategy to suck us in to paying monthly for ESO+, and it works. Plenty of people herald the Craft bag and doubled storage to the tune of $140+ a year.
The rough ball-park cost of fully expanding your bank is something like 750,000 gold.