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Just play the game, you will have way too much money very soon, it's not really a grind in its current stages.
I'm not gonna race ♥♥♥♥♥♥ cars so i can drive what i wanna drive
Of course, you can also do what others have mentioned, just go back to offline mode, ignore the progression system and all cars are available to you again (the way it was prior to v 0.1.5).
In the main menu, got to settings, then select "gameplay/hud" section and there you can switch off the online mode. As time really matters to you there is also an option to skip the game intro, this might be worth a try for you.
Simply disable the online mode and all the content is unlocked. If one day, maybe when you have vacation or something else that gives you a bit more of time, you can do some stuff in online mode, unlock the cars you want and add the progression system to your experience - if you find the time to do that, of course.