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Personally I tend to just use Workshop as it's a click and forget experience leaving me more time to play the games. So far I've not had any issues.
All files are scanned on upload, and if anything suspicious is found the content is rapidly removed.
As with all downloaded content, you just use common sense.
https://wiki.nexusmods.com/index.php/How_to_protect_your_PC
How many years? You do realise Nexusmods was hacked and the user database was leaked. Like the result of many such hacks it's users have been approached by scam emails and worse in some cases where people used the same user/password for other services. Workshop appears, or at least did appear, more safe due to it not supporting executables.
Birds aren't real. The world is flat. I'm with you dude!
Nexus has had a few security breaches which is well documented. They even state on their website that although they scan most files themselves...they cannot protect 100 percent against intentions of "bad actors."
More so, Nexus has advertising which is not under the control of their company, and can lead to malware if you accidentally click on one of them...
I'm glad you have had no issues with Nexus. But others have. Nothing is truly safe online...but minimizing risk is part of the battle. Despite Nexus being a solid website, Steam Workshop poses less risk.
A lot of sites have been hacked and had user details compromised, even those of corporations with vast resources and teams of security specialists on their payroll.
Like I said it all comes down to common sense, people have been warned time and time again to not reuse passwords, I find I have little sympathy if people don't take basic precautions to protect themselves. The current account I have with Nexus is since 2018, but I had one previously as well.
I acknowledge there is a risk, but the same can be said about any site.
And dont say u havent been warned - U WILL lose savegames when u mod ur game through workshop. Its not a matter of IF its just a matter of when
steamapps\workshop\content\(app ID of whatever game)
Simple copy away (backup) the installed workshop mods, and you can add them later via Vortex. I have some very old mods that I still use that were removed from Workshop.