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But to mee it seems nightshark is a downgrade compared to insurgent right?
I mean in insurgent you can use 100% all your personal weapons SMG, sticky , molotov whatever
And when you fully armor nightshark or are driver you got only those uselss front machine gun right? So what is the point of nightshark ? Is it just an armored "racing SUV" ?
Is nightshark only pacific car to speed away from danger?
The plating is only to stop direct hits to the driver and passenger. It does not count towards the total armor value. The plating on side and hood is cosmetic. No plating, same as any vehicle, medium plating only has pistols and uzi and fully plated means no weapons.
It's a really nice offroad vehicle aswell.
Insurgent is better, in many ways. The 50cal for one. Ability to lay mines. It has the same plating as the nighshark (to the heaviest also attaches a backarmor for the gunner).
Overall useabilit, the Insurgent. Less high profile the Nighshark.
Regarding the price difference, it's because of the time period they were released; in 2015 prices were more reasonable
All said, if you're able to play with friend, or at least people you can trust, the insurgant pickup, especially the custom version if you have an avenger or the MOC to apply the mid range armor, is your best bet. Unlike the nightshark it won't protect you from getting sniped from the front, but the shield it gives the gunner helps. The highest armor is a waste cause all it does is prevent you from using any guns and so long as you don't break it off the hatch already protects the gunner from the back.
and insurgent for those who want to fight back
Now if you had been playing all day, everyday, between the release between one and the other, the price wouldn't matter cause in theory you should have the cash to buy anything. At the same time it's just an example of the problem GTA Online has. The longer it goes on, the more money it cost to get the newest cars. Long time players can get them cause in theory they have the cash cause they're, once again in theory, constantly doing things to make money in time, meanwhile new players or those who simply jump in and out of the game for others are tempted to buy Sharkcards.
TL:DR, the Nightshark cost more than the Insurgent cause it's newer but not all that better and Rock* wants you to buy Sharkcards to get the new toys.
I say keep your insurgent and if you have the money get the nightshark while it's on discount. If you don't have the money, wait a few months and maybe it'll get a 50% discount, which should put it at the same price as an insurgent.
If you're tired of the armored karuma the nightshark is a decent, but not great replacement as far as not getting shot, but will keep you alive for more than one explosion.