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Besides money becomes meaningless in this game very quickly.
And even though money is pointless five minutes after you start the game, owning your own equipment does pay more.
I know exactly where the limits are, when and where i need to turn, what i can or cannot do. It does not matter if i hump along in a 60 hour WoT trip at 90 km/h in my 2014 VNL or drive my 389 in 350 km/h on a "drive it like you stole it" run for a couple of hours, it is just as comfortable and it feels like working for me in something i actually own.
If i do a quick job, it`s just the opposite, working for someone in a "borrowed" truck that is set up for someone else, so to me owning them is absolutely worth it.
https://steamcommunity.com/sharedfiles/filedetails/?id=2048116145
Once you can afford to buy a truck then from the bank account POV it is better to buy your own truck and use it because the revenue is a third higher and therefore you pay the cost of the truck off fairly quickly. From a game time spent per virtual dollar earned perspective then Quick Jobs might be better but otherwise owning a truck is the way to go.
https://steamcommunity.com/sharedfiles/filedetails/?id=2905897730
https://steamcommunity.com/sharedfiles/filedetails/?id=2953246965
Passive income from your employees which gives you freedom to explore
Linking up to world of trucks is cool cause it keeps track of your lifetime driving stats