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I used to be able to pay through paypal without a linked creditcard, i bought a lot of cars and tracks and now i can't renew anymore all of a sudden. This really s%cks, anyone has encountered the same problem ?
Also indeed i hoped steam wallet would be the solution, but that's also not an option.
Have you tried to go to your account page on iRacing and see if there's a CC on file? Otherwise, what you may have to do is while you're in your account page, remove ANY kind of payment options, log out, then back in, then verify that there's nothing for payment options.
Once you've done that, then under "Billing Options", add a "PayPal Billing Option" Should be good to go from there. It's exactly what I did, and I don't have a credit card. Even a prepaid one!