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And yes, it does impact the work of your personel (drivers included). It does that too in real life.
Money to develop infra and car is 10 times more important than the slight downgrade of individual rating. Think of it as a little "rolling" reduction of performance, it's not that big actually.
if it is a slight downgrade...it depends on the % of loss, we don't know for sure what downgrade it will cause .
It's worth the risk ?