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there are some other threads on here from others asking about the $400, it seems there are several strategies to do it. I just used the magic deck, had an economy joker and i think egg as well, and used lots of temperance / hermit tarots.
Anaglyph deck on White Stakes (easiest) - just hoard the double tags until you get a pile of them and spend them all on a "double your money" tag.
I had seven or eight of them and used them on a Handy Tag, which gives $1 for each played hand - I think it was $37 each. Suffice to say that rocketed me past $400 pretty quick.
You could slow burn it with Bootstrap Joker and/or Bull Joker plus some Tarot/Cash focused Jokers. Bootstrap adds +4 mult per $5 held and Bull adds +2 chips per $1 you have. They're perfect. To The Moon Joker is huge as it's +$1 interest per $5 held per round.
Cartomancer, Fortune Teller, Hallucination synergize with searching for Hermit/Temperance. Cartomancer creates a tarot each blind played, Fortune Teller is +1 mult per tarot used, Hallucination is 1in2 chance of creating a tarot card when a pack is opened.
Golden Ticket, Midas Mask, Pareidolia will turn the entire deck golden while also allowing scored gold cards to still earn $3. Mime and/or Buskin on top would go nuts. Vamp goes insane but would probably ruin the cash flow of the deck. Gains 1X mult per 5 cards played and is constantly fed thanks to Midas Pareidolia.
Curse Localthunk for being one step ahead of us. The man's a genius.
But how about 5 hand size? I also tried using spectral cards or the Stuntman, but eventually lose the game before I success. Reducing hand size make the game so difficult, especially before I finish my high card build.
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Maybe the luck is all I need. I just finish them in 2 runs in 30 minutes.
In the first run I got to the moon along with 2 voucher that increases the interest, and in the second run I continuous find Ectoplasm in the shop :D
Generally if you're trying to hoard money for this unlock, chances are you should be close to $200 going into endless. Having five more Double Money tag would bring your total to the required $400.
Handy (or the unused discards one) is better than double money, as double money is limited to $40, whereas Handy has no upper limit. I went from ~100 to ~550 with seven double-tags.