Does anyone else think Loyalty Card is underwhelming?

[He Shoots, He]

It feels like you have to invest so many hands just to maybe get that X4 mult when it actually matters the most. I've yet to find a situation that lets me get consistent value from that joker in any way.

[srn347]

Yeah, there's definitely better xmult jokers out there. Even if I have 6+ hands (for instance, if I have burglar), it's always going to be better to apply a x2 or x3 to most/all of those hands (ramen/blackboard/card sharp/etc) rather than x4 to one of them.

[Paul Ryevere]

It's very rarely a card I'm jazzed to see.

If I got the money, and the open slots, and the time to prime it, and I don't have anything else already providing me x-mult, I'll grab it, but that's about it. Only other times I grab it is if I'm okay giving up a money joker in the mid-game.

Early-game, it's too inconsistent to lean on, and late-game, I've typically already got a host of jokers that give me benefits on every hand, and I'm typically not strong enough in build to just abandon a piece of that for a card that's ideally cheesed to be active every round, or strategically saved for a big hand against a boss.