Over priced Excel?

[Bolt Pow3r]

Honestly thats what it is. Just a few formulas and thats it. I mean its nice this exists, but 50-60€? Dont even kid yourself. I think its a bit ironic... Maybe 20€...

You CANT justify the price.

[Stylius]

You are right, you could achieve the same thing with Excel. But with this software it is just pleasure to follow the budgeting principles. At the same time I find it hard to motivate myself to use Excel for such task.

Also it gets discounted few times a year, so you could just wait.

[🍣]

I kind of agree, I picked it up on sale for about 15 dollars I think, so I'm not dissapointed. It's cleaner and more task appropriate than Excell, and also can be accessed via mobile app to work along with it. Syncing through your dropbox account. I think 15 dollars is worth it for the ease of use and superior display of all relevent information. Mobile integration too. It has a clean and pleasing interface, it's easy to pick up, and generally operates very smoothly, for what it is, it is very reffined. Also worth mentioning, it seems you can suggest features for the devs to add.

The question of whether what it is is worth 50-60 euros though? I'm afraid not. I'm pretty sure I could code something much better for my needs in just a few days, it wouldn't be as nice to look at, but it would be just fine for functionality. Functionally, this is less complex than my first year programing final project.
I'd stick with using Excel at that price, or one of the many free budgeting apps available.

If you see it on sale though, and you need to sort your finances out, it's a great product.

Edit: Also bare in mind, I suspect there are probably other services and helpful stuff on their website I have yet to investigate.

[VeilStrider]

They'll be discontinuing YNAB4 for the sake of nYNAB.

Just buy before this disappears from Steam.

[aergered]

I think the price is easily justifiable, but I agree that, sight-unseen, barely used, it's often hard to see the value of such a high sticker price and make the initial leap.

The software itself has quite a lot of tiny but incredibly useful features that I'm sure would make any Excel-grade alternative look rather shallow. I think the software is pretty mature, overall, and nicely featured, with a lot of cool little things that really make it great in day-to-day use. Sure, there are features I'd like to see, and quirks I'd prefer didn't exist, but overall, I'm more than satisfied, and I think--now, having used it for nearly a year (took me a while to even start once I bought it, coming over from ultra-craptastic Quicken), the $60 is totally worth it. That I only paid 1/3 to 1/4 that via Steam sale feels like I stole something.

And remember, of course, that the software isn't really what YNAB is about. It's the method, and they give that away for free already. They have training and courses that are ALL free. The software is free if you're a student.

If you follow the YNAB method, you WILL save money, and that's got to be worth more than the two minutes it takes to torrent their software. :| And the mobile apps are incredibly handy (the iPad version being superior to iPhone, but the iPhone version is quite capable in its own right). They used to charge for the apps, btw, and those have also gone free some time ago now.

Sadly, I don't think the new subscription model for YNAB5 (coming next year) is or will be awesome; the price for the software under that model is going to get a LOT more expensive... so if you're buying, buy YNAB4, and soon, imo. They won't be dropping support for YNAB4 anytime soon.

My $0.02.

[Bolt Pow3r]

Pha. Dont kid yourself. 60€/$ Is too much and you know it. High as I'd go is 30€

[Selz]

Going to my bank to export my checking data and then importing into my YNAB account and having everything auto-populate (ans sync across all my devices) is worth the full price for me (even though I did buy it on a Steam sale...).

I have 144 hours logged on YNAB (that's not even counting the Android/iOS apps that communicate va Dropbox) over the past few years, because I like to play with budget parameters. I've spent far less on a AAA title and not been dissapointed. For people who are flat broke and need a shoestring solution, those exist (Google Sheets, Everydollar.com, etc). For me, with some actual disposable income, having the convenience is worth the price.

Honestly, I've thought to myself "this is just a spreadsheet with a pretty skin and a few functions" before. Paying money for a solution that I'll actually use/is a joy to use is worth it for me. I had Excel/Sheets for a long time and they sat there unused. YMMV!

[dreamhuk]

I honestly thought that it seemed like an overhyped spreadsheet before I got it, but it really is absolutely wonderful. And sure, some of the niceties in here like bank statement importing and categorization and more could be done with an excel spreadsheet and some VBA macros, but saving myself 10 hours of VBA programming in order to get a CSV file programatically categorized into my monthly budget is well worth the price of admission. From a programming perspective it is not the most complex or intricate software in the world, but it's beautifully designed and developed to do exactly what it advertises. Think of it more in the sense of, is any form of budgeting software worth that much to you. If so, this does that job flawlessly. If not, save your money and keep using Excel

[General Malarky]

I just find it highly ironic and hilarious that a program focused on budgeting costs $60(CAD). perhaps the issue is that they are selling it along-side games. This product is obviously not a "game" and more of a learning aid. I am sure that, were this marketed the same as "professional' software, it would seem like less of a joke. Then again, a lot of people that are benefitting from it would likely have never heard of it..

Still, I find it about as humorous a concept as the tatoo parlour in my town named "No Regrets Tatoos and Laser Removal"

>_>

But I guess, if you are to get yourself out of debt, you should already be out of debt.

[losth8trd]

I've recreated it in Excel, YNAB is way easier to use, especially with the mobile app. Plus I find if I pay for something, I tend to use it more. Been a happy YNAB user for over 2 years now!

[Baron Samedi]

I picked it up on a sale for 20% of the normal cost. I don't think the full price is justifiable, but for what I payed for it, it sure is. I've used lots of budgetting software in my time, and this is one of the best, especially with the sync options. I use it every day, and the tips they give on their site (also for non-users) are awesome.

[General Malarky]

Originally posted by Brezlon:

I do see the irony where a program designed to save you money will cost money, but don't forget the people who made this software also need money to pay their rent, food, etc. This is their career; they deserve to be paid for it. This software is also free to college students & often goes on sale at a greatly reduced price. So frugal folks can wait for that.

If it's any comfort to you, you're not just buying the program. You're getting a ton of resources outside the software as well - via their forums, courses, support, etc. But that's part of the problem. People see this program & go "it's just a fancy excell". Yes and no. Depends what you're after; how far you're in debt, how good you're at budgeting, and how much help you need.

All in all, anyone who thinks it may not be worth the price - give it a try! It has a trial period for a reason.

I'm not saying don't pay them at all... Just that it is a costly game, or priced like a 'triple A' title.

And if I had any money to budget with... I might give the trial a try... *goes and contemplates life-choices made*

[dejaime=D-Newbie]

You could achieve the same thing with rocks, actually.

Or with free software, as Excell is the overpriced one.

[Kussin]

Just another cheap tool wich doing exactly that what like 100000x different FREE tools do, excel aswell ofc - even pen and paper.

Fun fact: Its just selling on steam.

People will defend this, even if its cost 50 Bucks and even if they could do that for free - like people defend garbage like "Prof teaches windows".


Humanity will die dumb, you cant deny that - let them burn their money for their idiotic unecessary tools. (BECAUSE EXCEL IS Soooo HARD!!!! lmao...even my 12y old brother is able to use excel more functional as this piece of money making here could ever do.)

[zhunGamerTTV (人^▽')～]

Originally posted by Stranger:

Just another cheap tool wich doing exactly that what like 100000x different FREE tools do, excel aswell ofc - even pen and paper.

Fun fact: Its just selling on steam.

People will defend this, even if its cost 50 Bucks and even if they could do that for free - like people defend garbage like "Prof teaches windows".


Humanity will die dumb, you cant deny that - let them burn their money for their idiotic unecessary tools. (BECAUSE EXCEL IS Soooo HARD!!!! lmao...even my 12y old brother is able to use excel more functional as this piece of money making here could ever do.)

I always tell people not to buy this for full price, but when I bought it on a flash sale, it was -75% off. And it's worth *that* much. I think -50% is still reasonable.