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To put it simply, those who didn't buy and play before that update won't get to have access to those heists without joining the lobbies of other players due to related licenses having expired.
This announcement is the relevant patch the devs had to make, but i don't think it is actually the exact cut off date for the licensed content. My game license in steam is called payday 2 pre 2024-08 so it may actually vary.
https://store.steampowered.com/news/app/218620/view/4566175748882395957?l=english