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The EXP Boost system will not apply to bought contracts, so keep that in mind.
As for what to spend your Offshore Account on, I'd lean against the side of going Infamous as with gambling, you *never* prosper.
Regardless, welcome to the game and we hope you enjoy your time here. :)
Nevermind. Thought he was talking about assets
Save your offshore for infamy levels. I gambled a few times but it is just not worth the price. By playing enough jobs you will get a lot of payday cards. Also the Gauge Courier DLC trivialized most of the weapon attachments.