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The game's idea is that most mods, require money to be installed. To install mods, you need to have at least one in inventory first. You can obtain mods from loot cards, or purchase with 6 continental coins. If you unequipped a mod, the mod will return to your inventory and the next time when you want to equip the mod, you only need to pay for the installation fee.
As a side note, cash is the least thing to worry in PayDay2, you will understand when you play more