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The Offshore Payday is a Mystery, wrapped in an Enigma, wrapped in your offshore cash. It reveals itself on occasion to allow itself to acquire a fresh set of "Dosh Robes", at which point it parades around with its collection of Infamous Card drops, tantalizingly out of reach until inevitably it tires of those robes and journeys forth to acquire it's next set putting the very same rare cards much more tantalizingly within reach... For a Price...
That or it just happens every now and then, but doesn't stick around forever, but that's a boring explanation, the outlandish and grossly ridiculous story is clearly the true tale.
Additionally, and more seriously, it typically reappears after every second DLC/Big Event after it vanishes, so expect it around the time the next DLC hits, however long that is. (Or in this case, more likely for the games upcoming anniversary.)