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Nobody knows the exact numbers, because it's Steam that rolls the RNG dice, not Payday.
I've heard that you have to meet a minimum "# of hours played in PD2 in the last X days" requirement before you can get a safe to drop, and you can only get one safe per 7 days. (example: Currently I'm getting safes each Tuesday. No amount of playing between my safe drop on Tues and all the way through the following Monday will get me another safe. The earliest I'll see another safe is next Tues.) If you meet the minimum #hours and you haven't gotten a safe in the last 7 days, then there's a %chance of getting a safe as a card. And again, I don't know if anyone knows the exact odds/percentage.
*Someone please feel free to correct me if I'm incorrect with any of that.
EDIT: Per moderator, Steam-drop and 7day cooldown are correct.
Great answer thanks :)
After the cooldown (7 days) - almost 100%. Not absolute and only after some playtime total.