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I'm sorry but a bag of 1 Dollar Bills will definitely be less than a bag of 100 Dollar Bills.
But on a serious note, I always imagined, as M0D says, it's a difference in cut between the various people involved in the heist (Bain, Twitch, Bile, Insiders, Bribes to the Cops/FBI, etc.)
A bag has a finite volume to hold. 1-dollar bills and 100-dollar bills have pretty much the same volume (or at least with an acceptable margin). Lets say you can fit 500 1-dollar bills in a bag (which equals to $500) then you can fit ~500 100-dollar bills in the same bag. That'll make a total of $50.000 vs. $500.
The bags are obviously filled up to the brim in this game; at least they are always filled equally. So I dropped that scenario of 100 bills vs 1 bill.
Seriously, it's a game where you can change the difficulty and the loot bag value changes with the difficulty to reward playing at higher difficulty. It's a game mechanic, that's the only reason.
Steal gold today, heisters