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- You have enough funds in your wallet
- You have the Steam Overlay active
Go to the store (CTRL-s), and select 'Become a VIP'
Then follow the instructions.
In Steam, menu 'Steam' - 'Settings' - 'In-Game' - 'Enable the Steam overlay while in-game'
You can check if it's active by pressing <SHIFT><TAB>, this should open the overlay. You can do this on the character selection screen of LotRO
Thanks again for any help.
Hm. I think you'll get a confirmation request from Steam before the transaction is allowed, but I'm not sure.