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Also Rich Base Ship Builder which gives 800,000 for them to buy your ships you steal, fantastic.
Sell ships as often as you can get them, sell your stolen loot at The Key Trade Authority as they have 90,000 credits each day
In Fallout, you could barter using goods instead of caps.
Todd, in his infinite wisdom, decided to implement NEITHER of these mechanics into Starfield.
For a second after reading this, I was thinking ''Hey this guy got a point'' but then I remembered that if a vendor doesn't have credits to buy my stuff, but he has items I want, I simply offer up an item for sale for similar value and trade for whatever items I want that way.. Clearly bartering using goods is still possible.
https://www.nexusmods.com/starfield/mods/5719
You can also just sell the item to them at the most they have and take the lost.