Suggestions what to focus on for a beginner?

[snafeer]

I've managed to accumulate up to 10b but lost most of it due to gambling/stupidity. Am I supposed to hold on to a bunch of shares to receive dividends or should I be constantly selling/buying with the bulk of my money?

What strategy should I be focusing on to gain wealth?

Thx =]

[xılǝℲ ★]

Early game: Flip stocks and make some extra with activities (don't overdo it, not worth to lose gambling early on). You can invest into cheap real estate early on but this slows your progression down, it is more consistent and less of a gamble tho.

Early to mid: If unlucky buy real estate and keep flipping stocks (wait for message about possible rising stock, sometimes its scam, often its a decent to big win). If making good money then don't buy as much real estate instead invest in shares of decent performing companies and hold on to them.

Mid: Invest into shares and keep holding on to them to claim dividends. At this point you should be very comfortable, if you feel confident enough start a company.

Mid to late: Just build up company and keep investing into other company's shares.

Late: You should have trillions at this point, keep building company and focus on achievements while just having fun trying to see what u can break limit wise.

General tips:
- Don't get involved with Yakuza unless you are doing achievements.
- Keep building friendship and go on boring walks.
- Always do activities when people ask you to, so you can build connections which will give you events and bonuses.
- Always have a backup plan / fund for when you do big gambles, never all-in.
- Be patient and build shares portfolio & company.
- Don't visit meetings unless it's your own company or if you are planning something for which you need reputation with that company. (It will drain you way too much and you'll lose valuable weeks sitting in hospital).

Source: Trust me bro + I've done multiple playthroughs reaching 100s trillions without abusing (yes there's ways to abuse the game and it's a very good money making method if not the best, I did not list here to not ruin your fun).

[snafeer]

Originally posted by xılǝℲ ★:

Early game: Flip stocks and make some extra with activities (don't overdo it, not worth to lose gambling early on). You can invest into cheap real estate early on but this slows your progression down, it is more consistent and less of a gamble tho.

Early to mid: If unlucky buy real estate and keep flipping stocks (wait for message about possible rising stock, sometimes its scam, often its a decent to big win). If making good money then don't buy as much real estate instead invest in shares of decent performing companies and hold on to them.

Mid: Invest into shares and keep holding on to them to claim dividends. At this point you should be very comfortable, if you feel confident enough start a company.

Mid to late: Just build up company and keep investing into other company's shares.

Late: You should have trillions at this point, keep building company and focus on achievements while just having fun trying to see what u can break limit wise.

General tips:
- Don't get involved with Yakuza unless you are doing achievements.
- Keep building friendship and go on boring walks.
- Always do activities when people ask you to, so you can build connections which will give you events and bonuses.
- Always have a backup plan / fund for when you do big gambles, never all-in.
- Be patient and build shares portfolio & company.
- Don't visit meetings unless it's your own company or if you are planning something for which you need reputation with that company. (It will drain you way too much and you'll lose valuable weeks sitting in hospital).

Source: Trust me bro + I've done multiple playthroughs reaching 100s trillions without abusing (yes there's ways to abuse the game and it's a very good money making method if not the best, I did not list here to not ruin your fun).

Thank you for your insight! I’ll try these methods out and hopefully I find more success.

[Duuvian]

I made some posts somewhere else about a game using the Yakuza company. It involved a lot of save scumming though so it's not a very safe thing to do. If you can get away with buying the shares, it just keeps going up while you hold it, up to really high point where it then starts to go back down. Later, once you can do shorts, you can line up shorts and then sell it all for it to crater so you don't need to hold it as long to generate money. It doesn't have many shares on the market so you can buy 100% of them pretty early so when you lay the short and then sell them for a few days the stock falls into a pit where you complete the short. Selling the shares risk the Yakuza killing you, though they sometimes warn you and sometimes they can be bribed when they show up. That's the reason for all the savescums. The police can also bust the company and take you down, but they sometimes can be bribed.

Doing this simply wrecks one of your stats though, I think Ethics? It can be slowly healed, very slowly, by taking people to the Temple for activities.

I made a few posts about that savegame here, with a bit more detail.

http://www.bay12forums.com/smf/index.php?topic=79743.16995

One thing that you can do is call people on the weekends to make friends with them. Later, you can hire them for your company easier, I think. When the friendship bar is low, start by talking about the stock market. No one considers that rude. It gains 1 to 3 friendship points or thereabouts. After the bar is around a quarter full or more they won't consider questions about the personal life rude and this gives a greater amount of friendship points.

You can game the wage system in your company too... you can send employees off for training, which makes them happy. This is useful, such as after you have lowered their wage to the minimum amount allowed... eventually it will need to be increased but it would save millions of yen in the company early on. at the cost of.. 10 spins of the gacha... <evil laughter> plus the training cost... <laughing subsumes> which results in employees with maximum statistics <murmur of approval>.

[Ponto]

Don't speculate the market. It's mostly random so you're more or less just gambling on what happens. Instead, invest the Warren Buffett way!

Buy stocks offering the best dividends and always reinvest.
Spend the early years living frugally but as comfortable as possible.
If a company offers 0% yield - don't buy.
If a company is bullish - buy early.
If a company is bearish or in a scandal - short / hold / buy low.
If a company you have many shares in shrinks to 0% yield - hold (in time they might increase again).
If a company is struggling and going very cheap - buyout.
If a company is definitely going towards bankruptcy - sell, or buyout and save scum to avoid it happening.
Avoid selling unless you're desperate for cash. Always try to sustain yourself on dividends.

The idea is to get at least 5% equity for every company in your portfolio and raise your reputation with each to get a seat on the board.
Socialize during weekends to raise your profile. Focus on high skilled people with leadership traits who are not employed with any public company as you might be able to recruit them later on. Any other trait is fine but having board members with leadership will initially be more helpful when starting your company.
Get good at golf.
Do that for a few years and hopefully you'll be netting in at least tens of millions of yen per month in dividends. Then start your own company...

For your company, start with your budget focused more on marketing and dividends to inflate your value.
Buy as much equity in it as you can afford. Over 50% is ideal. It will drop every year when you add more shares to the market, so it's better to buy sooner before it gets more expensive.
Replenish it's reserves with your own money if you want. I did so to upgrade the IT department asap since it's the most expensive. Your money is mostly better off being invested in shares.
Always make use of the marketing / production / RnD options when available. They usually take around 2-3 weeks to get results which will be used to boost your monthly income and stock value. You can save scum with them in case you get bad results.
Hire staff suited to each department, train them to their max, send on vacation when stressed, and keep them well paid - the benefits will greatly outweigh the costs. You can always rearrange management to get the best efficiency from each department, and reserve staff will contribute to a cyclical team project netting you a little bit of everything every time it's completed.
Over time, steer your budget more towards RnD and reserving capital.
Use the company's income to upgrade your departments as soon as you can afford them. I tended to upgrade them all up evenly.
If all goes well, within a few years of founding your company, your market cap could be over ¥1 Trillion, and you'll be raking in billions per month. I like to donate most of it for the philanthropy boost. Also when given the option, I always invest in future tech.

It's only worthwhile to attend shareholder meetings for companies you plan to acquire/merge in the future. The stress can be too much for your stats so limit yourself to a couple of companies as you'll need enough to be able to give a speech for your own company. Keep note of when the meetings take place. If you're greatly stressed and need to go on a two week fishing trip, try to do it outside the shareholder meetings window.

Lastly for real estate - they're not really worth keeping for rental income, but you might as well buy them for the trophies. If you need quick money early on, it can be beneficial to buy and sell discounted properties.

[Duuvian]

I had the game option for yearly dividends so I didn't do that, otherwise that makes complete sense. I load up on the high % stocks in November and December for the yearly payout.

I rarely issued new shares in the company, I think I only did it once or twice. The value is way higher on it than anything close. I'm scared to sell it though, it makes the price go down fast. I guess I should issue more shares...

https://steamcommunity.com/sharedfiles/filedetails/?id=3373746459

Real Estate pays the gap between purchase and sale price in a short time, I think like 8 or 10 months or something. After that it generates money risk-free afaik and you can sell it if you need funds. I've seen the price go up a few times but not enough to buy them for that. Maybe it can crash as well as increase? I haven't seen that yet.

[BigFishDick]

Originally posted by xılǝℲ ★:

Early game: Flip stocks and make some extra with activities (don't overdo it, not worth to lose gambling early on). You can invest into cheap real estate early on but this slows your progression down, it is more consistent and less of a gamble tho.

Early to mid: If unlucky buy real estate and keep flipping stocks (wait for message about possible rising stock, sometimes its scam, often its a decent to big win). If making good money then don't buy as much real estate instead invest in shares of decent performing companies and hold on to them.

Mid: Invest into shares and keep holding on to them to claim dividends. At this point you should be very comfortable, if you feel confident enough start a company.

Mid to late: Just build up company and keep investing into other company's shares.

Late: You should have trillions at this point, keep building company and focus on achievements while just having fun trying to see what u can break limit wise.

General tips:
- Don't get involved with Yakuza unless you are doing achievements.
- Keep building friendship and go on boring walks.
- Always do activities when people ask you to, so you can build connections which will give you events and bonuses.
- Always have a backup plan / fund for when you do big gambles, never all-in.
- Be patient and build shares portfolio & company.
- Don't visit meetings unless it's your own company or if you are planning something for which you need reputation with that company. (It will drain you way too much and you'll lose valuable weeks sitting in hospital).

Source: Trust me bro + I've done multiple playthroughs reaching 100s trillions without abusing (yes there's ways to abuse the game and it's a very good money making method if not the best, I did not list here to not ruin your fun).

what does building friendship with amy do again?

[Defective Dopamine Pez Dispenser]

As someone who routinely fails at the game, I would also just like to add: remember to just have fun, too. It's a good game to fail at through trial and error and come back and try again. It has an awesome sense of atmosphere and mostly I just play it to soak the ambiance up from it lol.

[lPaladinl]

If you're really struggling, real estate is the 'safe' option that lets you always generate income without worrying about losing it. The market shifts and you can also profit flipping houses (or lose money if you buy during a bubble).
It's just very clearly less bang for your buck. 10mil in a house never compares to 10mil in
You can also invest into deposits with the bank, but this isn't generally a way to generate stable income. Just something to invest into when you feel safe enough and you can definitely help grow your wealth in the long term.