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system requirements
TLDR: A shader model 5 card will always be a shader model 5 card. It will work with any CPU that supports Shader model 5, 6, or newer as they are backward compatible. It just means that the shaders will not support multithreading and thus the performance benefits you get from a multicore CPU when processing shaders.
All the Geforce cards from the 420 to the 900 are HLSL Shader Model 5.0 support.
The GTX550 is lower then the recommended min requirements for FS22. FS19 is an older game and as such has lower requirements. Always read specs before buying a game.
You could just refund the game and it's cost would cover you stream-playing the game via GeforceNOW. Assuming you have decent internet.
If it isn't on there yet it's confirmed by Nvidia as going to be added.
Now my game works just fine