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you can solo the game pretty easily with cobbled gear
min/max yes
Non power armour secret service is popular because it allows a jetpack on the chest
Its non tradable so it makes it hard to get a set you want
Power armour anything is good enough for PvE content
With overeaters and sentinel you can negate 99.995% of any incoming damage
PvP you ideally want stranger or union but again non tradable
With assassins and sentinel on union and some perk cards you can negate 99.9998% of all non vats critical damage
As far as values on the armour, it has a soft cap that is pretty hard around 300ish which is stupidly easy to obtain with any of the max level gear and on power armour can be gotten much lower
its like 95% reduction at that point with extremely minor 0.05%-2% gains from going much (hundreds) of points higher
Reaching the max levels requires % reduction on your legendary rolls
So my PvE build is
5x unyielding secret service parts specced for max int and literally NOTHING aside from daily ops lucky hits or being lazy (not healing for 10 seconds) vs the sheepsquatch or poison can kill me... at 5% health I can take all 3 sheepsquatch dot terminals and tank the sheeps face using stimpacks... players would obliterate that build but man it burns scoreboards down quickly at 2300 exp per kill
My PvP build is 5x assassins 1x sentinel (working on it to x5 but man I'm down 5000 rolls so far...) strangler PA armour with god roll weapons. I am functionally immortal unless I choose to die (or in the case today when a level 100 dropped out of an event and got me on eviction notice with a chainsaw because I am drunk and didn't see the PvP during an event notice -- its a bugfesta approved exploit to pvp people) Got him pretty good after :P though so
Otherwise in that build I can tank ANY content the game has players to enemies (with like NO reduction to PvE damage aside from the sentinel) with stupid ease
WHAT matters is taking defensive perks
IF you do unyielding you want
Dodgy
Ricochet
Serendipity
at a minimum, and more NON armour % increasing ones if you can (fireproof, blocker, etc)
Armor for first toon? if you cant afford to buy a secret service full set, you have another option and its free, kill brotherhood scum, at lvl 35+ starts to drop BOS heavy armor, this is the top free armor you can find, (next secret service).
And if you need a weapon to go full health, just search for a quad railway rifle, other 2 stars are optional (you can make more dmg, but remember you are starting) and a build for this weapon (internet is very big).