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Hmm?
You don't have the travel discount perk card?
You don't use the multiple fixed FT points first to save caps?
You don't have 2 camps strategically placed in those FAR FAR AWAY places, to save caps?
Other dan dat I ain't got nuttin 4 YA!
There is a perk to reduce fast travel cost. There are also many free fast travel points on the map, so fast travel for free to the closest one to your destination and then pay a reduced cost for the rest of the way.
Also if you are on a casual team, which you should be for the extra xp and faster levelling. Then you can fast travel for free to team mates camps, 1st tents and to their person wherever they are on the map.
Been a long time but I have been doing the main quests yet again on another character as i forgot i cannot get prime gauss minigun plan from minerva, it has to be from mortimer. I have been finding that many quest cap rewards cover the cost of any running around all over the map i have to do anyway. So it is not that big a big deal.
Was so excited to see and especially hear Rosie again. Yay!
With so many free points to bounce off I fail to see why anyone would have to pay that much.
Forest Gump can answer that.
...
However Bethesda made ammo too easy to get and have flooded the market. I can go into an Operation, Expedition, and some events and come out with more ammunition than I started them with. Top that off with an ammo storage to store ammo to save up for turning in to the exchange machine.
Well actually a ammo vending machine in the low level areas kinda works because only people buying my ammo is the lowbies that do not have the super super and ammo factory cards.
They also killed the Nuka Cola market too.....
Sounds silly, but there are tons of locations with rare spawns that you'll only get 1 in a thousand log ins. If you're out of money it's a pretty good indication your play style as late has not included observing your surroundings.
All major events are free to travel to
A dozen free travel zones exist, if you are worried you can half the cost or better by using them
You can scatter a number of bases around to mitigate fast travel dead zones for it
Ally bases or tents are free spots
Allies are free to travel to too
You can always join a team, pick a guy close to what you want, fast travel to them for free, then hop the rest
Honestly back when caps mattered I had more fun walking around because the game soft-forces you to do so. Now it doesn't matter and I click fast travel anywhere. I know I can walk, but I don't have to. So I don't.
FT did not cost caps in FO4, but it cost time. Things happened while you were in transit. In a multiplayer game that isn’t feasible, so the FTtax exists.