Keeping all the gold

[tamarack]

Do you need to take your good reputation all the way to Allie (highest) with both Settlers and Raiders before doing the last bit and keeping all the gold for yourself? Vault 79 quest

[BizarreMan]

for the love of Todd, don't wait to have full ally before doing the vault raid. Do it ASAP because you get reputation along the way while doing both quest lines as much as possible.

[Phantom]

You can keep the gold for yourself if want, giving it to them increases your rep with them by a good amount

it takes a legit month and a half or so of daily grinding to max one of them (or abusing the raider bug you can do them in half an hour)

Honestly, gold is helpful for a few things, but nothing really amazing from it and you'll eventually have nothing but lunchbox's to buy

Reputation is helpful for a few things (raiders have an ammo production machine and the settlers have magical plant growing grenades)

[lucg]

Others may correct this, if you choose to share with one side, you max up this ally's reputation and you will have to grind for the other ... . If you spilt with all and choose one side, the pick's ally will receive a little more reputation reward and you will have to grind for both sides ... .

[Stardustfire]

you are far from max up by doing the endquest and favour only one side with a share, the less grindy option is to share with both sides, than you still get 500bullions, but boosted both sides faction a good amount.
this choise is even more viable after they changed the max daily exchangeable treasure notes.
if you keep all for yourself you only doom yourself for weeks of more faction grinding instead of gold bullions worth one days exchange plus one weeks buyout from the trader in the wayward (you even exeed what you gain with hold all gold yourself with that one days income since the raise of the exchange cap)

[Turd King]

Either way your farming. Best question to ask would be what is easier to farm. Reputation or Gold bullion. I think its easier to aquire Gold then Rep so Id give the gold to the faction you want a jumpstart on.