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--DISCLAIMER: THESE METHODS REQUIRE EXPANSION PACKS I AM POSTING THESE IN CASE YOU HAVE THESE EXPANSION PACKS--
Now that's out of the way, lets get to business:
Into the future method:
Step 1. Wait until the portal spawns then inspect it, then DO NOT ACCEPT THE OPPORTUNITY! THE PORTAL WILL STILL WORK!
Step 2. Raise advanced technology skill to 10 (Lower or no skill will still work, but to decreased effect)
Step 3. Go to the city hall and check lotto records, do this until your sim gets the "Insider tips" moodlet.
Step 4. Go back to the present, go to the grocery store and spend ALL YOUR MONEY on lottery tickets.
Step 5. Profit up to 3 MILLION SIMOLEONS (Requires maxed advanced technology and biggest earning)
University life method:
(Ill make this one short and painless)
Go to university < Get level ten nerd influence < Become game designer < get to the top of that < Profit
Ill add more when I find legitimate ways to make loads of simoleons