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2.) Automatic Sector/Universe traders give passive income, of course there's a lot of other ways to get money on top of having passive income. As for more income from a Sector trader, it can depend on the sector you put it in.
3.) Not that I'm aware of. They'll occasionally report the amount of money and trade runs they've made so far in the event they get stuck and ask for help, but it doesn't really happen often.
Oh, if you notice your unis flying through terran sectors, it's probably a good idea to make them jump out manually and restart them when you don't already have a lot of them - since in vanilla XTC the terrans don't have jump gates, your traders will take ages to reach their destination in these sectors
I'm actually so rich that I maxed out my personal bank account and had to put all my credits in a factory. That factory (and sector) is now the most secure in the entire game lol.
It took roughly 2 years of on/off playing to get to the point where I am now, so don't rush it ;)
Wouldn't you be able to expand the market by building more factories? I've noticed some sections are huge and practically empty.
One of the best things you go to is get Mistral Freighters and use those as sector/universal traders. Solid cargo space, great speed, great shields. You just need to seek out Legends Home and the OTAS group.