Great software for what it tries to do. If you are going to get this and only use it for its basic features, you should just get Mint or some other spreadsheet program for your budgeting needs. But I really like YNAB for all of the extra things it has. Also, for me, my "game time" doesnt reflect how often I use this. I have the app on my phone running all the time. Once I finished my initial financial setup, I feel like I trust this app now for my financial info more than I trust my banking app. Its definitely worth the money if you are willing to put the time in and use all this program has to offer.

Negatives? No steam cards or achievements, I want achievements for saving money.

Great software for what it tries to do. If you are going to get this and only use it for its basic features, you should just get Mint or some other spreadsheet program for your budgeting needs. But I really like YNAB for all of the extra things it has. Also, for me, my "game time" doesnt reflect how often I use this. I have the app on my phone running all the time. Once I finished my initial financial setup, I feel like I trust this app now for my financial info more than I trust my banking app. Its definitely worth the money if you are willing to put the time in and use all this program has to offer. Negatives? No steam cards or achievements, I want achievements for saving money.