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Steam Client Beta - August 14th
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Wiccan
5
v0.3 Closed Testing
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Angelmaker111
În forumul „DELTARUNE Discuții generale
11
What if tenna is on the epstein list
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Roaring Knight
4
sad
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Assassiene
2
Con slaves use alloys?
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KingeOrge
16
3
Dev Diary #31: Infantry Armor
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Imp
0
prefab ??
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ewa.bast
În forumul „Counter-Strike 2 Schimburi
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Bayonet Doppler, Skeleton Tiger Tooth! Looking for upgrade
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Adasha
32
High GPU temperature in hub
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ShugoTheRipper
În forumul „Suggestions / Ideas
84
Future Proof Steam: Add Censorship-Resistant Payment Methods
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Fatality
Postat inițial de mldb88:
they’ll just go to a platform that accept the payment method they’re using

You're almost there with that thought. However your use of the word "crytpo" is vague and you use it like this because you don't know what it is. All I'm suggesting is for an additional payment method, that pro


Postat inițial de mldb88:
Postat inițial de Fatality:

You’re assuming Visa/MasterCard only act by dropping entire platforms. That’s simply not how it works in practice. History shows they often target categories or specific transactions without touching everything else. That’s exactly where decentralized rails make a difference.

I'll make this point clearer than before.

The core issue: Visa/MasterCard and major banks only take these actions because their monopoly gives them the power to. The pressure that leads to bans works because there’s no competing rail. They cannot fire an unloaded gun. But depending on them exclusively is what hands them the ammunition. Adding decentralized payment rails is future-proofing against that risk.

Decentralized payment rails are not about replacing the current system, they’re about having an optional, censorship-resistant fallback. If Visa/MasterCard were ever pressured to block certain content categories, Steam could still process those transactions without removing the games entirely or losing all card payment capability.

Since I know you'll claim this doesn't work, even for NSFW content, I'll provide 2 real world examples.

1. Patreon & Adult Creators (2018–2019) — Visa/MasterCard told Patreon they would no longer process payments for certain adult content. Patreon complied and banned creators. Platforms like FanCentro and ManyVids avoided this by integrating crypto and alternative processors, allowing creators to keep operating when card networks refused them.

2. Canadian Trucker Protests (2022) — During the Ottawa protests, banks and card networks froze specific accounts and transactions. They didn’t shut down all Canadian commerce, just targeted groups. Bitcoin and stablecoins allowed supporters to send funds directly, bypassing the freeze entirely.

The choice isn’t between “Visa/MasterCard or nothing.” It’s about giving Steam a parallel lane that can’t be politically or commercially pressured into banning legal content. Whether Steam uses it rarely or often, the existence of that option changes the equation entirely.

Considering most of the consumer base uses mc/visa or methods that go through them as payment, yes, it is. As I said before, people aren’t going to suddenly flock to crypto, they’ll just go to a platform that accept the payment method they’re using

I must have made a point because it doesn’t sound like you truly disagree with the direction or use case anymore, only that you don’t believe adoption will happen or happen soon enough to matter right now. I've shared sources showing the contrary, I hope you saw them and consider them. But never mind that, my point can stand without it. It's only reinforced by it.

Let's assume adoption is as low as you think it is, that’s exactly why having the option early matters. If no one ever pushes for change, we’re stuck waiting for permission from the very systems we know can be pressured into making bad calls. I won't speak for you, but I don't want to wait for permission.

Markets and paradigms do change. We’ve seen it with streaming replacing physical media, indie games thriving without publishers, and even digital storefronts like Steam itself becoming the norm when people said "no one will stop buying discs."

This isn’t about forcing people to "suddenly flock" to crypto. It’s about making sure the infrastructure exists so that when people are ready, the option is already there. That’s how you future-proof.

Payment processors only act like this because they can. Their monopoly means they hold all the leverage. They can be pressured into decisions that hurt both platforms and players. By relying entirely on them, we’re loading the very gun that can be fired at us later. Decentralized payment rails remove that single point of failure.


Opportunity is here. We can either support it and help it grow, or wait for others to lead and then play catch-up, and wonder why we took so long to recognize the solution right in front of us.
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