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No... Visa and Mc got to where they are today because...

1) they were among the first general purpose credit cards.

2) they established exclusive contracts with banks (as in you can only be a visa bank or you can only be a MC bank) this stifled later competition. Even though this practice has since been outlawed the duopoly was already established.

3) it is a self feeding cycle that does not favor newcomers. The more customers you have the more businesses will want access to your card and the more businesses that carry your card the more people will want that card.

4) larger pools of businesses and customers generally means they can charge each one a little less and still come out ahead vs smaller cards (on things like merchant fees)this further cements visa and MC in the lead.

Then there is lobbying power, Visa and MC spend a lot to influence legislation, no doubt within the clauses and subclasses they make sure any negative impact from a bill will affect the smaller cards more or they reduce the impact on their theirselves vs original language.

Visa Inc.: Spent $7,720,000 on federal lobbying in 2024.
Mastercard Inc.: Spent $5,210,000 on federal lobbying in 2024.
American Express: Disclosed $1,627,434 in U.S. Federal lobbying expenses in 2024. This differs from the $1,370,000 reported by OpenSecrets for 2024.
Discover Financial Services: Spent $2,160,000 on federal lobbying in 2024.

The Rizzler の投稿を引用：

侍Kage の投稿を引用：

Get ready, insane end game, insane difficulty for the whole roster and insane rng talisman grinding is incoming. It will be so much fun, the game begins now.

Everyone will just cut their playtime, artificially short by cheating it all in everyone's entitled and allergic to grinding anyways

The funny part is everyone is complaining about not enough grind when we just had a ton of grinding in sunbreak but they didn't play rise.

Worldbabies are so disconnected from the franchise lol! And act like their opinion matters when they are just a tourist hahahaha!

this helped me
unbind f1
unbind f2

Sean peaked at harvest, valve knew this and gave him a community scattergun, since then hes never made anything close to his magnun opus that is harvest

weedian の投稿を引用：

5060Ti is a low-range GPU

You are wrong, this GPU cannot be low-range, because of high VRAM and MFG. 3060-4060 8GB might be, but with reservations.

"$1, one hour" - Spoole 2015

OP is BASED and aware.

Nobody is bootlicking. Why are you being so toxic?

https://i.imgur.com/Hx3Iuiw.png
Evidence that there is no memory leak. 8GB game load, low CPU and GPU usage.

Do you even know what memory leak means? It's just lazy programming where previous objects in memory are not removed and it does not have enough memory for new objects.

If you can store all your attacks and enemies into memory without removing, it would have make the game even faster and better.

I'll question the complainers back instead.
1. You claim stutter is the game's fault. Most of the time it is internet issue. Where are you playing the game from? In China using VPN because Blizzard was told to withdrawn by a Chinese company? In India where ISP gives very poor wifi performance?

2. You claim you're using i9-99999, is it your CPU or some online streaming blade server service? Blade servers are shared. It means if there is a holiday, or it's weekend, it won't perform as good. It is not dedicated to you. Have you seen how a blade server look like? It's slices of blade slot into one shelf. Assume you do have i9-99999, it is also the lowest performance today, compared to the latest new and cheap low-end Ultra5-225.

3. Do you have overclock settings enabled in BIOS which is not supported? Have you tried running the game in default settings to test without those bombastic super quality stuff?

What I mean is, life is simple and fun, why make it so complicated and make it sound like someone wants a piece of you everyday? Diablo 4 is honest hard work to create some fun, also to earn a honest living.

boo hoo , one toggle in bios, whoopty doo, if it helps with cheaters why not help it

kingjames488 の投稿を引用：

nul の投稿を引用：

if you want hate cards to be less prevalent in maindecks, play best of 3.

right... I'm going to swap in like 2-4 cards from my sideboard and never draw them.. cuz I have 24+ lands in my deck and still somehow don't draw any >.>

is it every game or are you just a player that gets emotional over a single loss

because unless you're playing control (which has access to cheap card draw) or green (which can ramp), decks are usually happy with 3 to 4 lands in a game.