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Try entering what you can and see what happens.
You can attempt to pre-verify it here: http://steamcommunity.com/groups/community_market#announcements/detail/1262446774497304587
In all honesty, your best bet would really be to just go to a local store and use the AmEx to buy a Steam gift card if that is an option for you.
Do I need a valid credit card hooked up to my account to use a Steam Gift Card?
Do you mean they activate it at the store or I have to go online and have it activated myself or something. It sounds a bit like the way iTunes gift cards work
Thanks. As long as I don't need a valid credit card