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https://store.steampowered.com/digitalgiftcards/selectgiftcard
There are ways to get specific amount rather than preset amount.
There are also new restrictions to changing regions on your account.
Correct. Valve changed it to stop reselling abuse. Read the info in the green box at the top of this page...
https://support.steampowered.com/kb_article.php?ref=1122-RTSC-0478
You can send Steam wallet gift funds directly Via Steam, but you can only use external payment methods, such as credit card, bank transfer, or etc. You can't use your own Steam wallet funds, to transfer/send to another account, as once funds enter the Steam wallet, it's for that account only. That means when you select your amount you want to send to your friend, you be ask to pay using credit card, bank transfer, or etc... Steam physical gift card, and amount on your Steam account wallet are not optional as a payment method.
Here a video to help you understand visually as well being explain how it works.
https://m.youtube.com/watch?v=0MAdgKvNyUo