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What you are suggesting comes down to that.. publishers want actual money for their games, gems are not that.. what you are asking is valve to purchase games for you
What does that have to do with you asking for free crap?
If you want to buy games using gems, sell these on the community market and use the money you get.
In this case, your gems are worthless.
Gems, cards, that's all just a metagame, Valve set up to keep us entertained. You would not expect Nintendo to give you games in exchange for the coins, you collect in Mario Bros.