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All you will have to do when you get a new PC is install the Steam client and the game again, then everything will be waiting for you.
Is there a way to play them? Do I have to buy them again? ask for a refund? am I screwed? please help.
If they are 32 bit then you will not be able to run them on the newest macOS Catalina.
Do those games offer a Mac OS X version in the first place?
Are those compatible to Mac OS X 10.15 aka Catalina?
To answer the question: "Would I lose all of my progress and my achievements?"
Achievements unlocked in-game will stay on your account and unlocked regardless of your computer, I think game progress will save if cloud save is enabled and supported in-game.
As for In-game purchases (cosmetics, etc) these items are added to your steam account inventory after buying them, you wouldn't be losing them either.