Whats your opinion of Buy Now Pay Later?

[Rio]

https://www.youtube.com/watch?v=zFODezPtQDU

"We Need To Talk About “Buy Now Pay Later”"

Do we all really have to pay 6% to 10% more for everything, because the service exist? Are people really using it to buy stuff like a domino's pizza?

[Alliesaurus]

For things like a fridge, sure. For a pizza, what sort of financial situation do u have to be in that u can't buy a pizza there and then lmao?

[vkobe]

i suppose people love to pay high rate interest

[BunnieBealla]

I use them, they're okay for the most part
they're weirdly inconsistent though
I managed to get Klarna after trying forever but my mum and other people I know said they got rejected uwu

[craigsters]

I did the 11 month don't pay a cent event once with the Brick furniture store, they still give you a store credit card, but I manage to save up the funds before interest rates sunk in and paid off the furniture and told the store to cut the card up and trash it

[Ulfrinn]

It's called debt. I'll pass.

[Ice Robertson]

If i have the money then i make a purchase, Otherwise i do without, none of that buy now pay later stuff.

[TwisterCat]

Why don't we discuss student loans while we're at it, OP?

[Rio]

Do I seem like someone that went into 30 years of debt to learn what is on youtube, for free?

[Apollo702]

The economy wouldn't really exist without stupid people- at least as we know it.

[Masque]

Originally posted by TwisterCat:

Why don't we discuss student loans while we're at it, OP?

Buy Now, Make Other People Pay Later?

[Rumpelcrutchskin]

There's a sucker born every minute.

[Angel]

An unwise strategy unless the person is desperate for items or assets that will benefit from gaining more income e.g. a vehicle, work tools or workplace uniform. Pay Later businesses benefit from people with poor credit and their lack of financial management.

[76561199628031747]

i doubt any of those aervices would ever accept me because i woukd simply never pay them back.

[WraithTargundaMajarie]

Originally posted by Wonderland:

https://www.youtube.com/watch?v=zFODezPtQDU

"We Need To Talk About “Buy Now Pay Later”"

Do we all really have to pay 6% to 10% more for everything, because the service exist? Are people really using it to buy stuff like a domino's pizza?

I'm not taking anything for Free, especially with any form of catch to it...

I'll pay full price, don't care what it is...


Yes, i've turned down free food,
i've turned down free service...

Why??

Cause i'm not dum to download an APP
that is the most arzsenine APP to use...

I'm not dum to be fooled into Downloading APP's on a Phone...
I'm not dum to be fooled into using APP's on a Phone...

[Tonepoet]

Her argument has one minor flaw. The standard price for an object isn't really set by the retailers who elect to use these services. The standard price is set by the manufacturers. I don't think video games went from a $50 M.S.R.P. to a $60 or $70 M.S.R.P. because of Klarma.