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Your comment won't age well. Archive it.
no they are not.
a stock is ownership in a compagny.
you don't buy stocks to sell them for more later.
you buy stocks cause they make you part owner of the compagny and entitle you on part of the profit.
if a compagny has 100 shares.. than each share is 1% ownership of the compagny and entitles you to 1% of the profit.
on top of that..
a compagny has REAL assets
factories, land, vehicles, stores, all kind of property that has value even if the compagny goes bust.
and on top of that it has employees, customers, and a revenue stream...
it provides a service, earns from that service and stock owners get part of their gain.
=========================
real estate.. well it aint getting more tangible than a house.
it has land, and bricks and concrete and glass.. and skilled labour to put it all together and maintain it.
-> it also has a clear function..
you need a house to live in.
you need a building to run your office, shop, or factory in
heck even churches and other organisations need a building to have their meetings in.
and for this service they are willing to pay rent.. or pay a bit more than (land + materials + labour to build it) cost.. for the constructor as profit.
(I admit there is some crappy stuff going on in real estate too beyong this function driving up price.. but even if their value crashes by 70% as they should as the 3x higher than average wage houseprice rises are unsustainable.. a house never will be worthless..)
just don't buy houses to expect them to rise in value.. again you NEVER buy anything to gamble it gets worth more.. you buy a house to live in, or alternative to perpetually exchange a lumb sum for rent income.
============================================================
futures are indeed often gambling tools when regarding stock prices and should be avoided.
for again : never buys something hoping it rises in value ever.
->
but futures can have their place if you think of them as "insurance"
I as a customer have a 3 year contract for my gas and electricity at a fixed rate.
-the rate given was a few cent higher than the going rate.. but it gives me peace of mind for all these 3 years.
**the power compagny pockets the difference between these fixed and flexible rates as profit but also gets the peace of mind I be their mandatory customer for the next 3 year (for state law guarantees a fine so large as all their expected profit should I break it.. so for me there is NO point ever breaking my contract even if rates drop
-> this also gives the power compagny the certainly to make a large purchase with suppliers of gas (and electricity as not all suppliers deliver all themselves) who again will confirm 3 year delivery at todays price regardless what future prices do.
---> even if prices rise these suppliers cannot break contract and sell at the higher market rate to others.. they still run profit after all the powerplant was paid for and so was the extracting plant extracting gas. they agreed cause they also won't have to deal with dropping rates... for these 3 years.. so while they not have perhaps as much profit as they could.. they also won't have to worry about running at a loss..
-
so it gives peace of mind to all parties involved from supplier to end consumer.
another form of future is a supermarket chain buying next years harvest at a fixed price.
usually at a slighly lower rate than the average output of such a field warrants
for the farmer that is peace of mind he is guaranteed a profitable year even if it's a bad harvest.
for the store.. well they got such deals for many crops with many farmers..averaging out any losses.. and giving them on average a slighly lower purchase price for crops to pass forward.
so some futurus can be used to guarantee all parties involved a favorable deal regardless the outcome by taking chance out the equation.
... heck even if I order a product it is a "future" the law mandates the store to deliver.. they can not just cancel the order if the product price goes up.. they have to deliver for what I paid..
(I had this once with ddr-sticks.. I ordered some at a store for 150 euro.. they did not have in stock when I ordered but would have in 3 days.. than 3 days later they claimed not in stock despite their website claiming in stock. (but now listied at 220 euro) I enforced that original order.. as they had stock and I had payment made.. I could sue them if not deliver.
the reverse is true too.. if I order in a store and that store has that product not in stock normally (a custom order) I can be held bound to my purchase and denied the right of refund.
-> it gives both parties a peace of mind.
-
if there was no such "futures consumer law" I would never risk ordering in any store that did not have stuff in stock,.. forcing all stores to keep more stock (with all the costs that involes)
so while they took a small loss on this sale.,. the system does lower stores operational costs and helps their profit.
even an insurance is a bit of a future.
though one can call it "reverse gambling"
-you invest a small sum now to not having to pay a large sum in the future.
once again removing chance from the equation.
***
and just as with lotteries there excist in 1 insurance firm a lot of tickets.
this gives quite the predictable prizepool aka yearly payout as the chance 1 person needs a payout is chance.. when split over a million people.. it avarages quite nicely.
->
thus the payout percentage "how much of fees pays is used to pay out claimants" is usually quite high like 98% high.. with only 2% going to the offce and profit of the insurance firm.
**
you may say gambling is bad and thus reverse gambling is too..
and people should just go around not insured..
save up their fees.. and pay bills from what they save themseves..
which financially would save them that 2% margin they pay.
but peace of mind is often worth more than that 2% to people. people not like chance.
======================
options.. again when talking stock.. utter crap.
never buy anything hoping it get worth more...
ofcourse I could point out that buying a house is an option.
(you agree a price, but purchase is legally not finanal you can still cancel.. but sellers cannot accept an offer by somebody else offering more either)
-> this is the time you have to get your financing round... and posssibly there are costs involved for locking in this option and those you will pay even if you cancel/not get your finance round and not finalise your purchase (even if in most cases you will)
while a house may not change in value much over the 2 weeks such an option usually last.. it is totally possible that somebody else comes and offers much morehan your option said to owners.. I very often have heared of people selling their old house for 200-250k accepting a bid.. and than during option get another bid that was 30-70k higher than what they accepted. the reverse ofcourse also may have happended to them when they bought their second house... with people placing 50-90k higher bids on the houses they bought for 400k after their bid was already accepted.. (lucking out by snatching it for they could not have gotten a morgage to outbid those others)
-it is just cause it takes time to get the paperwork for a morgage.. and the bank and a bank demands an accepted option before giving you one.. as well as somebody representing them to inspect the asset in person.. that takes time.. and thats why an option window excist.
(should ofcourse mayor defects be found during this inspection.. sale be broken off so it protects the buyers a bit too)
why the seller accept it in this case : well as 99.,9999% of people will require a morgage.. to buy your house.. they can't buy unless you give them that option. and so if you want to sell it you have to grand one.
any higher bids after accepting a bid.. well to bad.. it is no different than had you sold it outright..
but other than this example.. I know few where it has it's usefullnes
and options for houses are not traded as commodity on their own.. like with stocks they are.. they are just constructions to facilitate a mutual beneficial process (again to reduce chance)
==========================================================
so what I pointed out by the above :
**you want left as little to chance as possible, even accepting lower profit if it means lower risk
**you NEVER buy anything just for the vain hope for it becoming worth more later ever.
**each of these goods & processes has a real world practical use. (even though sometimes wrongly used and breaking these first 2 rules)
->
crypto has no real world use at all unlike the examples you listed (outside of making easier to get away with moneylaundering and unlawfull purchases)
crypto has no rent/divident to perpetually pull
crypto thus is a pure "tulipmania/pyramidsceme"
NEVER buy something gambling it gets worth more. especially if the underlying value and use is ZERO.
I and a friend agree this fart is worth 1 euro and sell it to my friend.. and he sells it back to me for 2 euro the next day.. than I selll to him for 4.. and so on for a month.,...
than we say to a passer by look this here fart.. it has been gaining 100% profit every day for the last month.. want to buy this fart for a billion? and ;lo and behold the sucker does.
than me and my friend walk off a billion richer.. and that sucker will find farts just stink. and he just lost a billion.
I and a friend agree this fart is worth 1 euro and sell it to my friend.. and he sells it back to me for 2 euro the next day.. than I selll to him for 4.. and so on for a month.,...
than we say to a passer by look this here fart.. it has been gaining 100% profit every day for the last month.. want to buy this fart for a billion? and ;lo and behold the sucker does.
than me and my friend walk off a billion richer.. and that sucker will find farts just stink. and he just lost a billion.
https://www.youtube.com/watch?v=OSQeLMhOLtU
cause it made by persons that actually believe in it.
Let me put it this way then:
can you name one person that got something out of anything else than bitcoin or ethereum ?
cause I can't ;)
Don't expect anything, just let it marinate. Not financial advice by any means.