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But the again, the best anti-virus is a knowledgeable and reasonable user.
This is the correct answer
What do you want, an anti-virus that doesn't use any system resources?? If that's what you want, disable Windows Defender....
Keep Windows Defender as your active AV. Keep Malware Bytes' freebie, non-resident, run-on-demand version for supplementary scanning when you think there could be an issue that Defender isn't picking up. MB can also be installed on a USB, IIRC. I've used it many times over the years.
A good many third-party anti-viruses are very chatty, very "settings oriented" and routinely cough out false-positives, ALL in an effort to demonstrate to you that they're "working and are a better quality product that any other AV that doesn't squawk as much as they do."
More panels, more alerts, more reports, more custom options most users can't understand = MOAR VALUE!
Most users do not want to configure third-party AV properly. And, when they do, they often don't like the inconveniences they'll encounter. Worse - Most users do not know how to configure complicated AV settings properly, resulting in less protection overall.
You don't "need" third party anti-virus unless you're creating elevated threat levels for yourself, on purpose, or frequently visit questionable sites and download and open files you don't know the provenance of or click on any emails you get that look cool, from unknown sources... etc. If you engage in risky behavior, then protecting yourself is up to you - Nobody is going to give you setup recommendations that are "user proof."
IOW - Don't engage in risky behavior.
PS: Arguably, using a script-blocker and similar browser-based protections would do most users a lot of good, but few want to take the time to learn how to use them.
windows defender + malwarebytes premium
never had a problem with a virus. I like how malwarebytes blocks certain websites too.
That reminds me of a time I did a clone of a hard drive partition, ran some popular anti virus software like McAfee and Norton, it scanned it, "found" viruses, then I double checked the cloned partition for what and where it claimed to find them... nothing. It had generated, intentionally, false positives to give the illusion it was working, so people would pay the subscription costs.
thats how i set up my windows defender alone. but really i wipe my pc and use a different one every week. and there more fun things this year than firewalls
https://www.youtube.com/watch?v=RdVynb3yGtI
https://www.youtube.com/watch?v=rnZoTEZ2Z0U
and the flipper zero but im not posting that here
https://www.youtube.com/watch?v=fCKMxzz9cjs
Your PC should however only have one real-time scanner, that is why it will disable the real-time check of Windows Defender. Two or more real-time scanning can conflict if checking the same files and cause locks / slow-downs.
Ideally, if purchasing an anti-virus subscription, you want application control rather than just standard virus definition checking. This lets you see what is actually occurring on your PC and control it, rather than staying blind. It adds firewall protection, safe isolated banking and payments, detects ransomware encryptions and can remove the lock out plus recover those files, detects critical registry and file changes/modifications, etc. It will cover a lot more, protect better, and also runs faster than just checking definitions.
Consider trusted anti-virus programs, Malwarebytes premium is a good one. BitDefender for more overall coverage. Kaspersky Internet Security is also considered good but some don't like that due to Russian linkage. Pick one to run as your real-time check.
As for it disabling Windows Defender, go to:
Start > Setting > Privacy & Security > Windows Security, then click on "Open Windows Security"
Under the left tab, select "Virus and threat protection", then scroll down that to click on the "Microsoft Defender Antivirus option" dropdown.
Toggle on to enable the "Periodic scanning"
That will allow both to still check and run together happily. When your PC is detected as being idle enough and your actual anti-virus scanner isn't checking away, it will do it's own double check too.
You use "Periodic scanning" - As mentioned in my post above.
Windows Defender works via downloading small virus definition packs with your Windows Updates regularly. That gives it as set collection of already known viruses and trojans to remove. It's ideal for Microsoft to stop a mass spreading virus, as they push out the definition for it's removal.
It's however not a complete anti-virus solution and was never meant to be either. It won't detect viruses in the wild and can easily even be bypassed / disabled by a virus. Do not be fooled into thinking you are completely protected by just that and so-called 'common sense'.
A real anti-virus software would detect scripts, such as drive-by downloads, detect spam emails, phishing URLs, ransomware starting to encrypt your PC and lock out the PC, etc.
Application control is the best because it won't leave you blind to what's actually happening on your PC. It will warn you upon the download or phish, then again on running the EXE, modifying your PC startup apps list, modifying the windows registry, then replacing critical files of Windows, third-party app or web-browser exploits and pinging out snooped data to a server, etc. Each step you can control and allowed or deny. That is what makes a subscription to an anti-virus app really worthwhile, specially if it includes a firewall, anti-spam, phish checking, vulnerably scanner and safe 'isolated' banking / online payments.
More than just virus definitions which can be bypassed or masked (Rootkit, metamorphic and polymorphic, etc) against detection.
And wow are you a real Korean waifu??? Ni hao!! Or uhh Konnichiwa!!
Kaspersky, ESET are both good, and allow Windows Defender to do background scanning while remaining active.
Whatever you do, don't rely solely on Windows Defender to keep you safe... Microsoft develops the OS, so if they could have made Windows immune to attacks they would have done so already... why would they need to develop an anti-virus / anti-malware for the OS that they have full control over ?
Anyone telling you otherwise is likely a malware developer / paid to downplay internet security.. do not listen to people who tell you not to worry about it.