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Good job, David. You learned how to conduct yourself and also your place. May be worth an unblock.
https://en.wikipedia.org/wiki/Dark_triad
They always make it sound benign, irrelevant, and like some good thing. Obfuscation.
Ideally, we'd have a free and open standard for payment processing focusing on freedom, privacy, anonymity and decentralisation that everyone can use to establish payment processors universally accepted by default. This way, every backwater village credit union could become a viable payment processor, with the users in control. It would still be just a payment processing system, not crypto. It would still be dependent on central banking systems, but still better than being dependent on corporations doing corporate bs.
I think the closest thing to this we have today, but not quite there, would be SEPA direct debit, but especially American companies really don't like dealing with that for some reason.
I really expected to jump through a bunch of hoops.
That's not the case, do people really think Paypal will be monitoring all their social media posts for misinformation or something offensive online?
It's only related to Paypal activities, such as if you were the Trump family claiming to donate to a children's charity, yet stole those funds for yourself and an investigation had stopped them from ever running a charity again.
A Judge had fined Trump $2 million for misusing charity foundation. Paying 8 separate abused/misused charities $250,000 each.
Paypal is suggesting if something malicious like that happened on their own platform, via their payment gateway service, they would lock out $2500 to run the investigation and then act accordingly. That's nothing compared to what you might be fined outside of Paypal in court. However, you would have to setup something like that with Paypal, purposefully adding misinformation of were the funds are actually going to go towards for scamming others, etc.
you will only be fined for such and such etc
Welcome to "owning the libs" Blue Edition.
Because they assume people would logically understand it's within the scope of the Paypal service. As far as I know, Paypal doesn't add a tracker cookie to cross-site over to other websites and monitor all your personal activities. It just sees a payment and the reason for those payments, then if someone complains, they investigate if that reason is valid or not.
I personally believe it's misinformation and scare tactics released by scammers themselves, due to the fines would prevent them from abusing the current system and rather cost them, instead of gaining anything.
No one can really be that illogical to jump to that assumption and stating they got busted for something which originally was always there, never removed, just reworded in an attempt to better clarify it's purpose.
I guess it could be possible that the original word "misinformation" used by Paypal is a strong one these days and everyone actually enjoys faking/misleading others in their stupid conspiracy theories and actually know they are lying to them about it. However, even then, it makes no logical sense or concern related to Paypal.
People are playing dumb and some are clearly spewing misinformation about it.
Short answer: Transactions can get rolled back to the victim if scammed by fraud. A scammer wouldn't be able to just keep creating new Paypal accounts to quickly grab funds and run, rinse and repeat.
Given its publicity, how high the fines are and how ill-defined the language in the ToS is, it will eventually go to court and hopefully get tossed, just like PayPal tosses out rule of law principles like due process, division of powers, independent investigation and state monopoly on the use of force (which the state has to specifically delegate to private persons, if it can at all). The "but they are a private company" argument isn't going well here either. They are a major bank with obligations to the financial system and with a serious advantage over their customers already. I hope someone will find a way to rek them in court. But maybe PayPal's legal department is provocating a court case to begin with, seeking to set precedent that grants them all these powers.