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Valve is not Microsoft.
Oky I am new too steam I have wallet money in steam but won't use it that why I asked if it was posible to get a gold membership with the wallet money recently moved to xbox
the other guy buys your xbox membership and you buy him steam game equivalent...
or use prepaid debit cards and buy the xbox membership yourself...
ofcourse how could I forget.
but I assume OP doesnt need to buy things for games or profile customization yet since hes new to Steam.
basically people put an item on the steam market, you can buy that item and they get the money and you get the item and its all done by valve so yes its trusted.
But there is no way to trade things outside of steam for steam funds and I don't recommend trying to do so as thats the main route scammers take to steal your money.
I am sorry but you will have to buy the xbox membership with money not connected to steam and use your steam wallet money for steam games. There is no other way.