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No BIOS, no PC. If there's no BIOS, the system can't POST, so it will not boot up. BIOS basically tells the motherboard what to do with all of the information it has, so without it, nothing happens when you power on the system.
Chances are, all B450 motherboards leaving the factory in the last year comes with a Ryzen 3000 series ready BIOS, so BIOS is not going to be an issue.
Used price differs by location and the seller/buyer deal
pick the store location at the top ($20 discounts are in store only)
amd bundles with decent board
https://www.microcenter.com/search/search_results.aspx?Ntk=all&sortby=pricelow&N=4294834665+4294813597+4294818045+4294815402&myStore=true
$260+tax for 3600 + b450m board
intel bundles with good boards
https://www.microcenter.com/search/search_results.aspx?Ntk=all&sortby=pricelow&N=4294834665+4294813598+4294818045&myStore=true
$285+tax for the 9600k+z390 board
9600k is a faster cpu, even more so overclocked, but requires good cooling to overclock
Your budgeting priorities are wrong when it comes to gpu, you are wasting money on worse gpus than you currently have, RX 570 even in it´s 4GB variant, runs circles around GTX 750 Ti, RX 560 and R7 260X. If you already have RX 570 4GB then don´t bother with those gpus
The R5 1600 AF on B450 with RX 570 4GB will last you much longer. Escorve´s advice (and others) regarding the A320 motherboards are valid, it is literally worth it to pay extra for the B450.
A320 motherboards is literally like the worst series of motherboards you can slap a Ryzen CPU on. If you can shoot for a I5 10400F/11400F and a B560 mobo you will have a much stronger CPU but considering the circumstances that you have to work with, it´s probably not possible.