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Some games are different, for example never try running FO4 on a HDD unless you want unbearable load times...
But for GTA-V, the difference in loading into multiplayer from SSD vs HDD was about 15 seconds, and there is no difference at all in terms of in-world loading (like going into an apartment).
So long as your HDD is modern and decent (7200rpm+, high density, 125MB/s+ R/W, 30MB cache, all standard on most mid range drives down days) you will be fine playing GTA-V on a HDD without any pop-in or issues of the liks.
Do NOT put is on a 5400rpm drive, or any older HDD (think 2004-2011 drives, which are more likely to have 16MB caches, and despite spinning at 7200 RPM will strugle due to lower density disks that will only give ~100MB/s or less in speed).