Monthly payment for Steam Hardware?

[Damian]

Sadly, I have spent way too much :/
I bought a whole SimRig
Pimax Crystal VR
2 Base stations
2 Vive trackers 3.0
And all i need now are 2 controllers T_T

I ran out of cash :/ that's why doing like 3 month payment split would be nice :( or Klarna, they allow it.

Sadly there isn't even any shop selling those controllers (Valve Index Controller)

[Thermal Lance]

That's called a credit card.

[Animus]

Put a little money each month into your Steam Wallet until you can afford what you want.

Steam's not going to risk giving you anything and you not paying for it fully.

[Gwarsbane]

Αναρτήθηκε αρχικά από Damian:

Sadly, I have spent way too much :/
I bought a whole SimRig
Pimax Crystal VR
2 Base stations
2 Vive trackers 3.0
And all i need now are 2 controllers T_T

I ran out of cash :/ that's why doing like 3 month payment split would be nice :( or Klarna, they allow it.

Sadly there isn't even any shop selling those controllers (Valve Index Controller)

As mentioned, credit card, or just put money each month into your Steam account till you have enough then buy it.

I very much doubt Valve will do monthly payments... too much risk of someone paying for just the first payment, getting it and then running off with it.

[76561199540158642]

you can use just about any vr tracker handsets, I have some Acer ones that are identical to valve index and meta controllers, except they use two AA batteries and don't have a superglued battery in them.

Vr is really niche though goodluck

[Damian]

Αναρτήθηκε αρχικά από Animus:

Put a little money each month into your Steam Wallet until you can afford what you want.

Steam's not going to risk giving you anything and you not paying for it fully.

Learn how this works fist before speaking up... the bank gives steam the full price and i pay back to the bank.

[Damian]

Αναρτήθηκε αρχικά από Golden Unicorn:

you can use just about any vr tracker handsets, I have some Acer ones that are identical to valve index and meta controllers, except they use two AA batteries and don't have a superglued battery in them.

Vr is really niche though goodluck

I don't care if it's niche... simracing is also niche... still have a full 2k rig in my room.

[Satoru]

Αναρτήθηκε αρχικά από Damian:

Αναρτήθηκε αρχικά από Animus:

Put a little money each month into your Steam Wallet until you can afford what you want.

Steam's not going to risk giving you anything and you not paying for it fully.

Learn how this works fist before speaking up... the bank gives steam the full price and i pay back to the bank.

Like we're not the ones that are financially irresponsible. If you don't understand how credit cards work or that steam is not a bank and isn't going to give you loans that's a problem with your finances. Learn how money works first before asking other institutions to 'fix' your terrible financial decisions

Why on earth would you want to use Klarna. You do realize that once you miss a payment, and its pretty obvious you're going ot miss them bcause, again you are making terrible financial decisions, the 'interest free loan' you got is no longer interest free and you are getting slammed with nearly 100% rates right that are RETROACTIVE. You're basically on a one way express highway to end up as a YouTube Short on Caleb's channel.

There's a reason financially responsible people don't use these terrible 'cash' apps or "pay later" apps.

[Tito Shivan]

Αναρτήθηκε αρχικά από Golden Unicorn:

you can use just about any vr tracker handsets, I have some Acer ones that are identical to valve index and meta controllers, except they use two AA batteries and don't have a superglued battery in them.

Vr is really niche though goodluck

I guess Epic doesn't gift VR headsets...

Αναρτήθηκε αρχικά από Thermal Lance:

That's called a credit card.

I don't think Steam wants to mess with giving credit. It's a whole worm can of problems.
Specially when most payment methods already offer their customers ways to split payments.

[Satoru]

Αναρτήθηκε αρχικά από Tito Shivan:

I don't think Steam wants to mess with giving credit. It's a whole worm can of problems.
Specially when most payment methods already offer their customers ways to split payments.

Note its bizarre when people ask to add things like Klarna or other such 'pay as you go' apps to Steam. Like, if you thought Visa and MC were predatory? WOW These companies make loan sharks look like saints. They're on par or even worse than payday loans. The problem of "my credit card company is punching me in the face" is not solved with "this pay as you go app is shooting off my kneecaps but their gun is Hello Kitty Pink"

[cSg|mc-Hotsauce]

PayPal pay in 4 not available?

[Satoru]

Αναρτήθηκε αρχικά από Damian:

If you advice me on my financial decisions are you sure that you are doing better than me?

Considering I do not need, or ever need to use Klarna to purchase whatever I want, yes I am absolutely doing better than you. The only people using things like Klarna are people who, by definition, are doing very badly. It is literally a self-selecting population. Using anything like Klarna is, literally by definition, a poor financial decision

Can I afford a 5090. Yes. Could I put it on my credit card? Yes. Will I? No. Because its just a dumb amount of money that I simply don't need to spend. The solution to this is not "wow let me use Klarna to split payment" the solution is "wow I should really not spend this much money on something I can't afford"

[Satoru]

Αναρτήθηκε αρχικά από cSg|mc-Hotsauce:

PayPal pay in 4 not available?

:nkCool:

Its sort of disgusting every payment processor has basically somehow made a 'cute' name for what are basically predatory lending. Visa/MC wishes they could do something this level of shady and get away with it.

[Damian]

Αναρτήθηκε αρχικά από Satoru:

Αναρτήθηκε αρχικά από Tito Shivan:

I don't think Steam wants to mess with giving credit. It's a whole worm can of problems.
Specially when most payment methods already offer their customers ways to split payments.

Note its bizarre when people ask to add things like Klarna or other such 'pay as you go' apps to Steam. Like, if you thought Visa and MC were predatory? WOW These companies make loan sharks look like saints. They're on par or even worse than payday loans. The problem of "my credit card company is punching me in the face" is not solved with "this pay as you go app is shooting off my kneecaps but their gun is Hello Kitty Pink"

I'm in Europe not in the US where people get shot on the streets or CC companies being predatory...

[Satoru]

Αναρτήθηκε αρχικά από Damian:

I'm in Europe not in the US where people get shot on the streets or CC companies being predatory...

If you want to use Klarna, you are already being shot in the kneecaps. You just dont know it. Again don't think the EU protects you from making terrible financial decisions. Buying something you can't afford is your problem. The solution to that is not 'buy more stuff'

[Tito Shivan]

Αναρτήθηκε αρχικά από Damian:

I'm in Europe not in the US where people get shot on the streets or CC companies being predatory...

They're the same CC company. Here and there.