Steam, get your payment processing quicker!

[↯Zindy⛦]

I want to buy a game on steam but cannot use debit so I must sell my skins in my inventory. a little $3 skin and a $0.50 skin are put on hold for over 24 hours. Ive been waiting 3 whole days for the $3 skin to clear (yes I use 2FA to confirm and make it "quicker"). The $0.50 skin I just sold today added another 24 hours. This is ridiculous and petty amount of pocket change I have to wait on. Now I likely won't be able to take advantage of the current sale.

Solutions: raise the minimum processing threshold to above $5.00+

let's be real, steam is taxing us anyway when taking these absurd royalty fees. If I am to pay all this, then it should be prompt and easy and not take the entire duration of a steam sale.

update: I communicated with steam and they said they were able to process my debit finally. I'll just have to wait until next sale and hope my game is on sale again.

[rawWwRrr]

There is no price threshold.

There is always another sale.

Wallet funds are store credit. It's Valve's money and they can impose restrictions when they see fit to do so.

Plan ahead next time. Just assume market sale funds will be pending in the future. There is no sign that it's going away. If anything you'll see it more often.

[nullable]

Valve is not responsible for your inability or refusing to use a credit card or debit card.

Valve is well within their rights to operate their item market as they see fit, no one is being forced to use it.

If you can't use your debit card, there's plenty of other ways to fund your Steam account without using the market, what's stopping you from using any of those?

[↯Zindy⛦]

Publicado originalmente por nullable:

Valve is not responsible for your inability or refusing to use a credit card or debit card.

Valve is well within their rights to operate their item market as they see fit, no one is being forced to use it.

If you can't use your debit card, there's plenty of other ways to fund your Steam account without using the market, what's stopping you from using any of those?

obvious bait defending steam like this while they withhold my money.

nobody is 'forced' to buy anything on the platform either, that's not within the scope of anything said here.

the only options are CC or market, it isnt rocket science. Why not just agree to make it quicker instead of defending them?

[Mankind]

It's not steams money its our money. And with the 7 days on selling items now they are just holding on to it as long as they can, we will get to months eventually so you can add more while you wait for your money to get back to you.

[StickyPawz]

Publicado originalmente por ↯Zindy⛦:

planning ahead doesn't make sense because how am i supposed to know what % a particular game will be on sale? if at all? I would need to sell unnecessary items

Try using the website isthereanydeal[isthereanydeal.com] to check the frequency and discount history of a particular game.

Also, ask your bank about getting a debit/credit card to use online.

[↯Zindy⛦]

i'll probs just sell half my inventory ive collected over the years, valve games are now just money grabs anyway and filled with hackers.

[MONSTERDROID]

The whole trade delay (which inevitably led to the buy sell delay) is what made me quit playing tf2, so it is funny seeing the consequences elsewhere.

Really wish they wouldn’t have done that, but it is ultimately because they don’t want to have to deal with the irs if I recall correctly, so the government is also to blame, not solely steam.

[Crazy Tiger]

Sound more like your issue is financial management. Why rely on trades to purchase a game? That's so wrong.

The Winter sale starts in a few weeks, save up.

Publicado originalmente por MONSTERDROID:

The whole trade delay (which inevitably led to the buy sell delay) is what made me quit playing tf2, so it is funny seeing the consequences elsewhere.

Really wish they wouldn’t have done that, but it is ultimately because they don’t want to have to deal with the irs if I recall correctly, so the government is also to blame, not solely steam.

No, these restrictions have come because of people being people and constantly giving away their accounts to hijackers. It's a security measure and those exist *because* of gamers.

Put the blame on the correct parties: your fellow players.

Publicado originalmente por Mankind:

It's not steams money its our money.

Steam wallet is store credit. It's Steams money already.

[MONSTERDROID]

Publicado originalmente por Crazy Tiger:

Sound more like your issue is financial management. Why rely on trades to purchase a game? That's so wrong.

The Winter sale starts in a few weeks, save up.

Publicado originalmente por MONSTERDROID:

The whole trade delay (which inevitably led to the buy sell delay) is what made me quit playing tf2, so it is funny seeing the consequences elsewhere.

Really wish they wouldn’t have done that, but it is ultimately because they don’t want to have to deal with the irs if I recall correctly, so the government is also to blame, not solely steam.

No, these restrictions have come because of people being people and constantly giving away their accounts to hijackers. It's a security measure and those exist *because* of gamers.

Put the blame on the correct parties: your fellow players.

Publicado originalmente por Mankind:

It's not steams money its our money.

Steam wallet is store credit. It's Steams money already.

So blame Steam, the IRS, and Players. lol.

[Brian9824]

Hold has nothing to do with payment processing, its for security. As others have said if you are reliant on a $3 sale to purchase a game you need to get a better handle on finances and planning. You know when the major sales are, so you don't have a method like a credit card or debit card you can use then you need to plan your sales better.

[Crazy Tiger]

Publicado originalmente por Brian9824:

Hold has nothing to do with payment processing, its for security. As others have said if you are reliant on a $3 sale to purchase a game you need to get a better handle on finances and planning. You know when the major sales are, so you don't have a method like a credit card or debit card you can use then you need to plan your sales better.

Even with a debit card I plan my sales. I work with budgets and I keep to them.

[nullable]

Publicado originalmente por ↯Zindy⛦:

obvious bait defending steam like this while they withhold my money.

You may be able to dismiss my arguments because it's not what you want to hear. But Valve and everyone else with a clue about how things work in the real world are able to dismiss your obviously self-serving and uninformed arguments.

Publicado originalmente por ↯Zindy⛦:

nobody is 'forced' to buy anything on the platform either, that's not within the scope of anything said here.

I think you missed the point: The system works as intended and if you don't like how it works, you don't have to use it. Your opinions about how it works doesn't negate the informed decisions Valve has made. Perhaps if you weren't solely concerned with what you want, you might be able to perceive that the issue is bigger than your sale inconvenience.

Publicado originalmente por ↯Zindy⛦:

the only options are CC or market, it isnt rocket science. Why not just agree to make it quicker instead of defending them?

Don't forget debit card, paypal, and purchasing physical wallet cards.

Because I've paid attention to the changes over the years and the stated reasons for why the market operates the way it does. So why would I just agree to some know-nothings self-centered complaints?

Good luck funding your steam account doing the equivalent of looking for change in your couch cushions. You don't have to do that if you find it a hassle though.

[↯Zindy⛦]

Publicado originalmente por Brian9824:

Hold has nothing to do with payment processing, its for security. As others have said if you are reliant on a $3 sale to purchase a game you need to get a better handle on finances and planning. You know when the major sales are, so you don't have a method like a credit card or debit card you can use then you need to plan your sales better.

it is a payment process because It is a transactional payment from one steam user to another in a complex manner with steam as a third party acting as a broker. this does not justify a week to process period. It does not matter what rights steam does or doesn't have, this is called incompetence and laziness for pocket change.

why should I sell valuable skins I really prefer not to sell worth over $ 25-100+ for a $12 game?

[↯Zindy⛦]

Publicado originalmente por nullable:

Publicado originalmente por ↯Zindy⛦:

obvious bait defending steam like this while they withhold my money.

bla bla bla I don't know what im talking about so i wont just project but aimlessly project

Publicado originalmente por ↯Zindy⛦:

nobody is 'forced' to buy anything on the platform either, that's not within the scope of anything said here.

I think you missed the point: The system works as intended and if you don't like how it works, you don't have to use it. Your opinions about how it works doesn't negate the informed decisions Valve has made. Perhaps if you weren't solely concerned with what you want, you might be able to perceive that the issue is bigger than your sale inconvenience.


Don't forget debit card, paypal, and purchasing physical wallet cards.

DEBIT NOT AN OPTION, THAT WAS THE WHOLE POINT, blocked. I don't give trolls my time.

[ナルゴ]

The delay is there prevent steam users from having their accounts cleaned out by account hijackers instantly. There was a time when transactions and trading was much more quick and lenient. But there were so many users getting scammed/hijacked that steam implemented several layers of protection; the delays in transactions being one of them.

Publicado originalmente por Brian9824:

Hold has nothing to do with payment processing, its for security.